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Group Life expertise.
Mainstream appetite.
Specialist service.
RAM is a specialist UK Group Life underwriting and administration business, combining decades of experience with broad appetite, accessible people and a determination to be exceptionally easy to deal with.
WHY RAM
Specialist by focus. Broad in outlook.
We’re small enough to care, experienced enough to understand, and committed to supporting the brokers who trust us with their clients.
Expertise
More than four decades of Group Risk experience behind every quotation, renewal and claim.
Appetite
A broad appetite across the UK Group Life market. Straightforward business is welcome; if something needs a conversation, let’s talk it through.
Service
Accessible people, clear answers and personal ownership. You should know who is dealing with your case.
Mainstream Group Life — without mainstream bureaucracy.
RAM is firmly part of the mainstream UK Group Life market, supporting ordinary UK schemes alongside the other established providers. Our size keeps experienced people close to decisions, making it easier to discuss opportunities, apply judgement and move things forward.
See what we do →Benefits employees can use now.
Group Life exists for the moment nobody wants to face. We also believe the proposition should provide meaningful support long before a claim is ever needed - see what our policies include below.
Explore benefits →
Know who you're dealing with.
"As RAM grows, I don't want us to become harder to deal with. I want our scale to grow without losing our accessibility."
Richard Ashley-Davies
Managing Director
Group Risk experience that predates the RAM name.
Have a Group Life enquiry?
Straightforward or needing a conversation, we’re ready to discuss the opportunity.
Contact Us→